Edmonton Roofing Company — Roof Repair, Roof Replacement and the Insurance Claim

If the damage came from a covered peril and your policy is a standard Alberta homeowner form, then yes. Hail, wind, falling branches and the weight of ice or snow are covered perils on almost every policy sold here. What is not covered is age, granule loss from ordinary weathering, poor original installation, and damage you knew about and left alone. That distinction is exactly why the inspection report matters: it separates storm damage from wear, in writing, with dated photos.

You pay it. We cannot cover it, discount it, or make it disappear in the invoice, and any contractor who offers to is describing insurance fraud out loud. In Alberta that exposes both of you. A roofer who will defraud your insurer on day one is not a roofer you want on your roof on day two. If the deductible is the problem, ask us about financing instead — that is legal and it is how most people bridge it.

Ask for a date when you call, and hold whoever you hire to it in writing. The thing worth understanding is that there are two queues, not one. After a major Edmonton hail event every roofer in the city is booked at once and the queue for the build can run weeks — that is normal and it is not a warning sign. The queue for the inspection and the claim is the one with a deadline attached, because your policy expects prompt notice and the evidence degrades as soon as repairs start. Get the roof documented first; the build can wait its turn. The order the whole thing runs in is on the Alberta hail claim guide.

Inspect first, in almost every case. Once you open a claim it is on your record whether or not it pays out. An inspection tells you if there is real, documentable damage worth claiming, and it gives you the date of loss and the peril to quote when you call. The exception is active water entry — then call your insurer immediately, because most policies require you to prevent further damage.

That is the most common denial in this city and it is frequently wrong. Hail bruising does not look like much from the ground: the granules come off, the asphalt mat underneath is fractured, and the shingle fails two winters later. We photograph test squares, mark strikes, and if needed request a re-inspection or an independent adjuster. See what to do with a denied roof claim.

For asphalt shingles on a typical Edmonton house, budget roughly $7,500 to $17,000 CAD, which works out to about $4.50 to $8.50 per square foot installed. Steep pitch, a second storey, multiple valleys, and rotten decking push it up. We put the range in writing before we start. Detail: Edmonton roof replacement cost.

A straight like-for-like shingle replacement is usually treated as maintenance, while work that touches the structure — new decking layout, truss repair, changing the roof line — needs a permit from the City of Edmonton. Because the City updates these rules, we confirm the current requirement for your scope before we book the build rather than guessing. Permit cost, where one applies, goes in the written quote.

Not that day. Out-of-province storm-chasing crews arrive in Edmonton within days of a hail event, sign as many doors as they can, and leave before the warranty matters. Before anyone signs anything, check three things: an Alberta prepaid contracting licence (required to take a deposit), a current WCB Alberta clearance letter, and a certificate of liability insurance. All three are verifiable in minutes. That applies to us as much as to anyone at your door — ask, and check the registry rather than the badge on the truck. How to spot a storm chaser.

Three lookups, about ten minutes, and you do them yourself rather than taking anyone's word for it. Search the company name on the Service Alberta business licence registry — a prepaid contracting licence is required before a contractor may take a deposit. Ask for a current clearance letter and verify it with WCB Alberta. Then ask the insurer named on the certificate of liability insurance to confirm it is in date. The full contractor checklist has the questions worth asking after that.